Article: Despite Illegal Status, Buyers Get Home Loans

From today's LA Times, via James Gross:

Despite Illegal Status, Buyers Get Home Loans
By Anna Gorman Times Staff Writer

Each week, Pedro Morlet knocks on doors in the Bay Area, looking for illegal immigrants.

Morlet isn't an immigration agent. He's a real estate agent, and he's scouting for business.

"Do you want a house, work and pay taxes but don't have a Social Security number?" reads his flier, written in Spanish and tailored to his potential customers. "We can help you LEGALLY!"

Across the country, particularly in Texas and parts of the Midwest, hundreds of illegal immigrants have bought homes using special lending programs that bypass the need for a Social Security number. Now, with backing from some of the country's largest financial institutions, this newest effort to tap customers for the real estate market is moving to the nation's largest concentration of illegal immigrants — California.

As buyers begin to queue up, real estate is becoming the latest arena to highlight the often-bizarre contradictions of American immigration policy.

Advocates of tighter controls on immigration oppose the idea of illegal residents buying homes here. Lending money to illegal immigrants encourages others to cross the border, they say.

"They have no right to own property in the United States because they have no right to be here in the first place," said Diana Hull, president of Californians for Population Stabilization.

Legally, that's not quite true. Unlike some countries — Mexico, for example — the United States generally does not restrict foreign citizens from buying real estate.

LA Times                    READ MORE

Comments

[Octavio Isaac Rojas Orduña]

Esta es una realidad también en Europa.

Diversas empresas constructoras o inmobiliarias están ofreciendo a inmigrantes en Inglaterra, España, Holanda, etc. la oportunidad de comprar casas en sus lugares de origen.

Esto puede ser otra oportunidad para los países menos favorecidos, aunque también puede servir como elemento distorsionador para el mercado inmobiliario local.

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